The problem with having sleeping conditions like insomnia is that it forces you to be dependent of insurance companies and pharmacies in order to get what you need. A lot of people are afraid to seek out alternative options in order to save money, so they do things the old way.
They get a prescription through their doctor and then they get it filled at their neighborhood pharmacy. The problem is that these pharmacies are usually located in the back of stores. What this means is you may end up picking up other items you did not intend to.
So what is the bottom line?
The bottom line is that going through things the traditional way in order to get drugs like Ambien is going to cost you way more than you think it is. Prescription drugs are one of the most out of control cost in healthcare today, and it seems to be getting worse and worse.
Did you know that drugs represented less than 5% of total healthcare costs way back in 1980? It was 10.6% in 2003, now in the year 2011 the cost has jumped to nearly 15%. Patients like you who really need drugs like Ambien are the ones being hurt.
Got insurance to help you save, it doesn’t mean a thing
People thinking about getting Ambien might feel they will not pay too much, because their insurance is going to pick up the slack. While this might have been the case a while ago, it most certainly is not now. In the past a lot of people saw copayments that were as low as 5$ or 10$, and this is when it came to expensive drugs.
Fast forward to 2011 and these same copayments have increased to 25$, 50$ and even higher. In a lot of cases, those who want to get drugs like Ambien have to pay the full price up to the deductable limit of their insurance. In some cases, other people have to pay a fixed percentage of the cost, which can be quite high.
What does this all mean?
This means if you are one of the many people looking for prescription drugs like Ambien, you are going to be in for a shock. If you are uninsured you are going to be hit with the brunt of the full cost. The cost of these drugs is not going to be in accordance with your income or to the levels of inflation.
If you are a self pay patient, then you are going to be stuck paying the full price. There have been instances where people have had to literally choose between food and the particular prescription drug they need.
Drugs like Ambien mean a lot to those who have sleeping problems, but the fact is these people will have to consider nontraditional options in order to save money. If people rely on the old way of doing things, then they will be forced to make choices they may not want to.